The Talent Collective
Retained Executive Search for Specialty Insurance Markets

The executives we recruit bring proven expertise across the sectors and specialties that matter most to your success:

Inland Marine

Motor Truck Cargo Covers goods in transit by a for-hire trucking company, protecting against loss or damage to the cargo.

Bailee’s Customer Coverage Covers the property of others in the care, custody, or control of a business (e.g., dry cleaners, repair shops).

Fine Arts Coverage for art galleries, museums, or private collectors for art in transit or on exhibition.

Exhibition Floater Covers exhibits or trade show materials while in transit and on display.

Transportation Coverage Broader coverage for goods being shipped by various means (truck, rail, air) and includes owner-operated shipments.

Warehouse Legal Liability Covers legal liability for damage to goods stored in a warehouse operator’s care.

Communication Equipment Covers antennas, broadcasting towers, satellite dishes, and related equipment while in transit or temporary locations.

Medical Equipment Protects mobile medical equipment such as MRI trailers, portable X-ray machines, and other diagnostic gear.

Photography Equipment Covers cameras, lenses, lighting, and other gear for professional photographers, especially while on assignment.

Musical Instruments Protects individual or institutional instruments from theft, damage, or loss during travel and use.

Dealer’s Coverage For businesses that sell high-value items (e.g., jewelry, art, electronics), covering inventory in transit or on consignment.

Signs Coverage Covers outdoor signs (including digital and neon) against damage from wind, vandalism, or vehicles.

Valuable Papers & Records Covers the cost of reconstructing important documents (e.g., blueprints, legal papers) if lost or damaged.

Accounts Receivable Protects against loss if a business’s records are damaged and customers cannot be billed.

EDP (Electronic Data Processing) Equipment Covers computers, servers, and related equipment for data loss, hardware damage, or breakdown.

Leased Property Covers equipment or property leased from others that must be insured by the lessee.

Scientific Instruments Covers portable or delicate scientific devices used in the field, such as survey tools or lab instruments.

Tool Floater Protects hand tools and small equipment owned by contractors or tradesmen while off-site.

Oil & Gas Equipment Covers equipment used in energy exploration, such as drilling rigs or seismic testing devices.

Rigger’s Liability For companies that move heavy equipment or materials, covering liability if cargo is damaged while hoisting or rigging.

Armored Car & Cash-in-Transit Protects currency, precious metals, or securities during transport.

Fine Wine & Spirits Covers high-value alcoholic beverages in storage or transit, often for wineries or collectors.

Jewelers Block Covers inventory of jewelers, including precious metals, gems, and finished jewelry—both on-premises, in transit, or while being shown to customers.

Contractor’s Equipment Heavy machinery used at construction sites (e.g., bulldozers, cranes) - coverage while in transit or at temporary locations.

Builder’s Risk Covers buildings under construction, including
materials, fixtures, and equipment waiting to be installed.

Installation Floater Protects equipment or materials from the
time they are transported until they are installed and accepted by the owner.

Ocean Marine

Protection & Indemnity Insurance (P&I) Liability coverage for shipowners and operators, covering third-party risks such as injury or death of crew, passengers, or others, pollution liabilities, wreck removal, and cargo damage liabilities.

Freight Insurance Covers the loss of freight income that the shipowner would have earned if the cargo or voyage is lost or delayed due to an insured peril.

Marine General Liability (MGL) Provides liability coverage for marine-related businesses not involving vessel operation, such as terminal operators, ship repairers, and stevedores. Covers operations, premises, products, and completed operations.

Builder’s Risk Insurance (Shipbuilding Risk) Covers vessels under construction against physical loss or damage. This may also include shipyard equipment and machinery, launch and trial runs.

War Risk Insurance Provides protection against damage due to war-related risks such as mines, torpedoes, blockades, and terrorism. Can be applied to both hull and cargo policies.

Charterer’s Liability Protects charterers (those leasing vessels) for liabilities arising from their use of the ship, including damage to the vessel, cargo claims, pollution, and personal injury.

Terminal Operator’s Liability Covers legal liability for damage to cargo while in the care, custody, and control of terminal operators, including while loading or unloading from vessels.

Stevedore’s Liability Insurance for companies or individuals who load and unload cargo from vessels, covering liability for bodily injury, property damage, or cargo loss/damage.

Wharfinger’s Liability Coverage for dock or wharf owners who are liable for vessels and cargoes while moored or stored at their facilities.

Marine Pollution Liability Provides coverage for cleanup costs, fines, and legal defense associated with accidental discharge of pollutants from vessels or marine operations.

Marine Cargo Insurance Covers physical loss or damage to goods in transit over water, air, or land. This includes coverage for imports, exports, and domestic transit. Policies can be tailored for a single shipment or on an open policy basis for ongoing shipments.

Hull & Machinery Insurance (H&M) Protects the vessel itself, including the hull and machinery, against physical damage from perils of the sea, collision, grounding, and more. Commonly used by shipowners, charterers, and operators.

Transportation

Non-Owned & Hired Auto: Provides liability and physical damage coverage for vehicles the insured leases, rents, or borrows, and vehicles used by employees for business purposes.

Garage Liability Covers the legal liability of businesses that sell, service, or store vehicles (like repair shops and dealerships) for bodily injury or property damage arising out of garage operations.

Garagekeepers Legal Liability: Covers damage to customers’ vehicles while they are in the insured’s care, custody, or control — often used by tow truck companies, service shops, and parking garages.

Bobtail / Deadhead Insurance: Covers liability when a truck is being operated without a trailer or without a load — often used by independent owner-operators.

Excess Transportation Liability: Provides higher liability limits above underlying transportation-related coverages, especially important for large fleet operators or high-value cargo transport.

Logistics / Freight Forwarders Liability: Covers companies involved in arranging transport (not performing it directly), including liability for loss, damage, or delays to clients’ goods.

Auto Liability: Covers bodily injury and property damage caused by vehicles owned or operated by the insured. Required by law for commercial transportation businesses.

Auto Physical Damage: Covers damage to owned vehicles due to collision, theft, fire, or other perils. Includes comprehensive and collision coverage.

Trailer Interchange: Covers damage to trailers in the insured’s possession that they do not own but are using under a trailer interchange agreement.

Motor Truck Cargo: Protects against loss or damage to goods being transported by a for-hire trucking carrier. Coverage can include theft, spoilage, or accidental damage.

Business Interruption / Loss of Production Income Covers lost revenue due to operational halts caused by covered events, such as fire or
mechanical breakdown. Essential for maintaining cash flow after a disaster.

Professional Liability / Errors & Omissions (E&O) Covers claims of negligence or failure in providing professional services or advice. Relevant for engineers, consultants, and other technical experts in energy.

Pollution Liability / Environmental Impairment Provides coverage for cleanup costs, third-party claims, and regulatory actions due to pollution events such as spills, leaks, or environmental damage.

Workers’ Compensation / Employers’ Liability Covers medical costs, lost wages, and legal liability related to employee injury or death on the job. Critical for high-risk energy work environments.

Renewable Energy Specific (Solar, Wind, Hydro) Covers unique risks such as equipment breakdown, performance shortfall, weather-related losses, and delays in project start-up. Designed for wind farms, solar arrays, and hydro plants.

Energy

Property Covers physical assets such as rigs, platforms, refineries, pipelines, and storage facilities. Risks include fire, explosion, mechanical failure, and natural catastrophes like hurricanes. Can be onshore or offshore.

Control of Well / Operators Extra Expense (OEE) Covers the cost of regaining control of a well after a blowout, including redrilling, cleanup, and pollution liability. Primarily used in upstream oil & gas operations.

General Liability / Excess Liability Protects against third-party bodily injury, property damage, and related legal expenses. Excess liability provides additional coverage above the primary policy limits.

Cyber

Business Interruption (Cyber): Covers lost income and extra expenses resulting from a cyberattack that disrupts business operations, such as ransomware or system outages.

Cyber Extortion / Ransomware Coverage: Covers expenses related to ransomware demands, including payments, negotiation costs, and forensic investigation to restore systems.

Digital Asset Restoration: Covers the cost of recovering, replacing, or recreating lost or damaged digital assets like data, software, or proprietary code.

Media Liability: Covers claims arising from digital content, including copyright infringement, defamation, or trademark violations posted online.

Regulatory Defense & Penalties: Covers legal defense costs and fines/penalties resulting from regulatory investigations or enforcement actions related to a data breach or privacy violation.

Social Engineering / Funds Transfer Fraud: Covers financial loss resulting from employees being tricked into transferring funds or divulging sensitive access credentials (e.g., phishing scams).

Reputation Harm / Crisis Management: Covers PR and crisis communication costs to manage reputational damage after a cyber event.

Network Security Liability: Covers third-party claims arising from failure to prevent unauthorized access, data breaches, malware transmission, or denial-of-service attacks.

Privacy Liability: Covers liability for the unauthorized disclosure or mishandling of sensitive personal or corporate information, including customer data and employee records.

Data Breach Response / Incident Response: Covers the costs to investigate, notify affected parties, provide credit monitoring, and comply with legal or regulatory obligations after a breach.

Equine

Colic Surgery Endorsement Optional coverage for the high-cost, emergency surgery required for colic—a common, life-threatening equine condition.

Named Perils Mortality More limited mortality coverage for specific causes such as fire, lightning, transportation, or natural disaster.

Stallion Infertility (AS&D) Covers stallions against accident, sickness, or disease leading to permanent infertility or inability to breed.

Prospective Foal Insurance Protects an unborn foal from a specific stage of pregnancy (typically 42 days post-conception) until a few days after birth.

Foal Insurance Provides mortality coverage for young foals, often from 24 hours after birth to one year of age, including special neonatal medical options.

Transit Insurance (Domestic & International) Covers horses in transit (via trailer, air, or ship) for mortality, theft, and sometimes injury, both within and between countries.

Liability Insurance (Personal & Commercial) Covers bodily injury or property damage caused by your horse, whether as a personal horse owner or a commercial operator.

Care, Custody & Control (CCC) For trainers, stables, and boarding facilities—covers liability for non-owned horses in your care that are injured or die due to your negligence.

Commercial Equine Liability Protects your horse-related business (e.g., training, boarding, lessons) from lawsuits for bodily injury or property damage.

Horse Show & Event Insurance Provides liability protection and optional accident medical coverage for sanctioned horse events, clinics, or shows.

Ranch & Farm Package Policies Comprehensive coverage for equine operations including buildings, tack, machinery, liability, and livestock.

Trainer & Instructor Liability Specialized liability for professional trainers and riding instructors, including independent contractors.

Rider & Jockey Personal Accident Insurance Covers medical costs, disability, or death for individuals who ride professionally or recreationally.

Equine Clubs & Associations Insurance Provides general liability, directors and officers (D&O), and event insurance for nonprofit equestrian organizations.

Tack & Equipment Coverage Covers loss or damage to saddles, bridles, grooming kits, and other equine gear whether at home, in transit, or at shows.

Horse Trailer Insurance Covers trailers against collision, theft, fire, and vandalism. May also include roadside assistance for horses in transit.

Full Mortality Insurance Covers the death of an insured horse due to accident, illness, or disease. Often includes theft coverage.

Major Medical Coverage Reimburses veterinary treatment costs due to illness or injury, including diagnostics, surgery, and aftercare.

Surgical Coverage Covers the cost of necessary surgical procedures under general anesthesia due to illness or injury.

Loss of Use Pays a portion of the horse’s insured value if it becomes permanently incapable of performing its insured function (e.g., racing, jumping).